Renters insurance

Renters insurance for apartments and rental homes

Moving into an apartment, duplex, or rental house? A licensed agent can explain renters insurance in a few minutes, by text or in person.

When you text us, our automated assistant replies and tells you it is automated. Message frequency varies. Message and data rates may apply. Reply STOP to opt out and HELP for help. Terms and Privacy.

Free, no-pressure quote

Get your renters insurance quote started

Tell us a little, and a licensed agent in The Colony gets back to you with options.

  • About two minutes
  • A licensed local agent, not a call center
  • Prefer text? Send a photo of your policy instead

Start a quote

Step 1 of 3

What do you want to protect?

An introduction

Your landlord’s insurance is generally about the building, not your things. Renters insurance is often a simple way to think about your own belongings and liability, and some leases ask for it.

It takes only a few details to get started, and you can do most of it from your phone.

What it generally does

Renters insurance generally helps replace your personal belongings after certain kinds of loss, such as fire or theft. It often includes liability protection if someone is hurt in your home, and it may help with living costs if you have to move out for a while after a covered loss. An agent can walk you through what a given policy includes.

Every policy is different. An agent explains the details of any policy before you decide.

Who it suits

  • People moving into a new apartment or rental home
  • Renters whose lease asks for proof of insurance
  • Students and young professionals with their first place
  • Anyone who has never added up what their things are worth

Your folder

What to have ready

Have what you can. If something is missing, we can find it together. Please leave out license numbers, Social Security numbers, and payment details.

Renters

  • The city and ZIP code
  • The move-in date
  • The kind of home: apartment, duplex, townhome, or house

For every line

  • Who you are insured with now, and about when your policy renews.

What neighbors say

Real reviews from Google

4.1Google rating from 15 reviews
  • 5 out of 5 stars

    Karina was very knowledgeable and professional regarding insurance policies for my homes and vehicles. She gladly reviewed my policies several times with me and answered all my questions. Very comparable pricing. Highly recommend.

    DonnaGoogle review
  • 5 out of 5 stars

    Christianne with LucaBella Allstate helped me with my homeowners on my home close and really made things smooth. I highly recommend working with Christianne.

    JessieGoogle review
  • 5 out of 5 stars

    Good employees are hard to have all in one place, but at my agency, LucaBella has it all. Great job, helpful, and knowledgeable, and most of all, quick response. Thank you guys.

    MathewGoogle review

Read all reviews on Google

Questions

Common questions

General information, not a statement about any policy.

Does my landlord’s insurance protect my things?

Generally, no. A landlord’s policy usually focuses on the building. Renters insurance is about your belongings and your liability.

My lease asks for proof of insurance. Can you help?

Yes. Text us your move-in date and we can help you get ready before you move.

How much information do you need?

Very little: the city and ZIP code, the move-in date, and the kind of home, plus who you are insured with now, if anyone.

Can I start by text?

Yes. Text us a question, and our automated assistant gathers the basics and books a time with a licensed agent.

Talk it over with a licensed agent

Text a question, call the office, or leave a note in the form.

When you text us, our automated assistant replies and tells you it is automated. Message frequency varies. Message and data rates may apply. Reply STOP to opt out and HELP for help. Terms and Privacy.

Text a photo of your policyCallBook

When you text us, our automated assistant replies and tells you it is automated. Message frequency varies. Message and data rates may apply. Reply STOP to opt out and HELP for help. Terms and Privacy.

Before you go

Get a free policy review

Text us a photo of your current declarations page. A licensed agent will look it over and tell you, in plain words, what you have and where you might have gaps.

Text a photoBook a time

Texting terms